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Uncategorized What is Biophilic Design? Biophilia (meaning love of nature) focuses on human’s innate attraction to nature and natural processes. It suggests that we all have a genetic connection to the natural world built up through hundreds of thousands of years of living in agrarian settings. Biophilic Design uses these ideas as principles to create a human centered approach that […]
Uncategorized Benefits of a Smart Thermostat It’s no secret that smart technology can increase the value of a home. Smart home tech enhances a home’s ease of use, which is a vital selling point that can command top dollar. One of the biggest selling points in smart home tech is a smart thermostat. A smart thermostat like those from Nest, Ecobee, […]
Uncategorized 9 Ways to Say Thanks! What’s the best way to show appreciation and improve relationships with family, friends and anyone your associate with each day? When someone goes above and beyond to help you out, acknowledge their efforts and show your appreciation with one of these thoughtful suggestions. 1. Give Food. Why? Everyone loves food. Find out their favorite treat […]
Uncategorized Eye-Catching Ways to Decorate with Plants Using plants as décor is a great way to add a little color and a natural, bright feel to any room. There are endless types of plants to choose from and various ways to display each one, but here are a few of our favorite combinations. Geometric pots. Find geometric pots or planters of various […]
Uncategorized Hidden Fees to Be Aware of When Purchasing a Home Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don’t forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you begin to budget. Home inspection. This […]
Uncategorized The Difference Between Home Warranty & Home Insurance When purchasing a new home, it’s important to do in-depth research on all facets of the home buying process. Check out the information on home insurance versus home warranty below to educate yourself on your options. Home Insurance Homeowners insurance pays for any accidental damages and loss that are caused by fire, lightning strikes, windstorms, […]
Uncategorized Getting Ready for Retirement For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come. To avoid this, consider implementing the following tips. Calculate your target savings. In general, it’s recommended that you save between […]
Uncategorized How Forbearance Can Change Your Credit Scores Q: How might deferred payments, missed payment allowances and other actions by credit card issuers be reflected on credit reports? A: It’s important to remember that even one late or missed payment may impact credit scores and remain on credit reports for seven years. But generally, late payments don’t end up on credit reports for […]
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Uncategorized Staging Strategies for Your Home Staging your home is all about putting the best foot forward for potential buyers. By highlighting its most desirable features, you can draw more interest for your home and leave a lasting impression that is sure to help you sell it more quickly. Here’s what you should keep in mind as you prepare for your […]
Uncategorized The Difference Between Mortgage Deferment and Forbearance More homeowners are in search of mortgage relief due to the COVID-19 pandemic, and options like mortgage deferment and mortgage forbearance are becoming readily available to those in need. Mortgage deferment and mortgage forbearance allow borrowers to temporarily stop making their monthly payments, but they differ in what happens afterwards. At the end of a […]
Uncategorized ORGANIC FOOD ON A BUDGET Organic food usually tastes better, and is better for you, but it can also be expensive compared to non-organic products. Organic food can cost nearly 50 percent more, thanks to the extra labor required to produce it and consumers’ demand exceeding supply. So how do you get tasty organic food without spending a ton of […]
Uncategorized Getting Ready to List Your Home For Sale? Before you list your home this summer, here are a few the projects that can up your home’s selling value while ensuring it sells faster. Project 1: Front Door and Entryway The first project on your homeowner’s checklist is to address your front door and entryway. Beyond your front yard, your door and entry will […]
Uncategorized What Are Contingencies? In real estate, a “contingency” refers to a condition of the Purchase Agreement that needs to occur in order for the transaction to keep moving forward. As the buyer, there are many contingencies that you can choose to include in your contract. Here are five most common. Inspection Contingencies Inspections are for the benefit of […]
Uncategorized Documents You Need For a Home Loan Depending on your unique situation, there are several documents you’ll need when you apply for a home loan. The exact forms you need for a home loan depend on your situation. For example, someone who is self-employed will likely have to provide different forms than someone who is employed by a company. Although the exact […]
Uncategorized How You Can Finance Your Home Renovation Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality. Cash. Paying in cash is the most straightforward financing option, […]
Uncategorized What Do Closing Costs Cover? The costs of the home purchase is more than just the sale price. For example, closing costs, which make up about 2% to 5% of the home’s purchase price, are an added expense. Your Lenders provide a Closing Disclosure (CD) at least three business days prior to closing on a mortgage. But as a buyer […]
Uncategorized Your Guide to Home Appraisal You’ve found your dream home and now it’s time to cross all your T’s and dot all your I’s before it’s all your own. And one of the first items on your closing checklist the home appraisal. So, what exactly is that? The home appraisal is essentially a value assessment of the home and property. […]
Uncategorized TOWNHOUSE VS. CONDO TOWNHOUSE VS. CONDO: WHICH SHOULD YOU BUY? Whether it’s your first time buying or you just want to purchase something smaller, townhouses and condos are both great options. Check out the differences between the two to help aid you in your search! Condominiums Condominiums are similar to apartments in that you purchase an individual unit […]
Uncategorized Some Key Points for Homeowners Considering Solar Panels How much homeowners actually see in savings largely depends on where they live. Sunny areas of the U.S. stand to benefit. For example, homeowners in Utah and California tend to gain the most from their solar investment. Utah residents are able to offset 84% of their utility bill with solar power, while California residents offset […]
Uncategorized Must Have Tools For Homeowners When you own your home, things are going to break and, unless you want to spend your money on visits from a neighborhood handyman, you’re going to need to fix them yourself. Luckily, you don’t need an arsenal of tools to handle most home maintenance fixes. These five tools will cover most of your basic […]